Productive lunch break
Apr. 8th, 2009 02:46 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
gemfyreWent to bank.
Closed savings account that had a great interest rate when I opened, which plummeted at some point and I only realised recently.
Opened new savings account with a better rate and an even BETTER rate if I don't make any withdrawals in a month.
Opened ANOTHER savings account which will get $500 a month dumped in it, with a GREAT interest rate - but I can't touch the money until a year passes.
Still to do
Change "spendings" account to one that doesn't charge maintenance fees. Just need to figure out who takes out payments directly so I can notify them of the change.
Get "Zero Mastercard", so I can have a credit card but not have to use it and still gain a good credit rating.
Yay for streamlining my finances!
Closed savings account that had a great interest rate when I opened, which plummeted at some point and I only realised recently.
Opened new savings account with a better rate and an even BETTER rate if I don't make any withdrawals in a month.
Opened ANOTHER savings account which will get $500 a month dumped in it, with a GREAT interest rate - but I can't touch the money until a year passes.
Still to do
Change "spendings" account to one that doesn't charge maintenance fees. Just need to figure out who takes out payments directly so I can notify them of the change.
Get "Zero Mastercard", so I can have a credit card but not have to use it and still gain a good credit rating.
Yay for streamlining my finances!
